How to Prepare For Divorce

Going through a divorce can be a difficult and emotional time in one’s life. Preparing for divorce can help you feel more in control and ease the stress that often accompanies it. To make sure you’re fully prepared for your divorce, we’ve outlined 12 steps to follow.

Step 1: Seek Professional Advice

When preparing for a divorce, it’s important to seek professional advice. Consider consulting with a family lawyer, financial advisor, and therapist. These professionals can provide guidance on legal, financial, and emotional matters. When consulting with a lawyer, make sure to ask about the divorce process, child custody, and alimony.

Step 2: Gather Financial Information

To ensure a smooth divorce process, it’s essential to have a clear understanding of your financial situation. Start by gathering financial documents such as bank statements, credit card bills, and tax returns. This will help you determine your net worth, assets, and liabilities. Having this information will also help you create a budget and establish a realistic post-divorce financial plan.

Step 3: Create a Budget

Creating a budget is essential when preparing for divorce. It will help you understand your current financial situation and what you need to do to maintain your lifestyle post-divorce. Start by tracking your monthly expenses and income. Then, create a budget that reflects your new financial situation. Consider cutting expenses that are no longer necessary, such as eating out or subscription services.

Step 4: Take Inventory of Assets and Debts

Taking inventory of your marital assets and debts is another essential step in preparing for divorce. Make a list of all assets, including real estate, investments, and retirement accounts. Similarly, make a list of all debts, including credit card debt and mortgage payments. This information will help you understand your financial situation and what to expect during the divorce process.

Step 5: Protect Your Credit

Protecting your credit is crucial when preparing for a divorce. Start by obtaining a copy of your credit report to ensure there are no errors or fraudulent accounts. Consider closing joint accounts and opening new individual accounts. It’s also important to make timely payments on any outstanding debts to maintain good credit.

Step 6: Consider Custody and Parenting Time

If you have children, custody and parenting time are important factors to consider when preparing for divorce. Start by researching the laws in your state to understand your rights and responsibilities. Consider creating a parenting plan that outlines custody arrangements, visitation schedules, and parenting responsibilities.

Step 7: Prepare for Living Arrangements

When going through a divorce, it’s important to prepare for new living arrangements. Consider your financial situation and your children’s needs when deciding on a new home. If you plan on moving, start researching new neighborhoods and schools.

Step 8: Establish a Support System

Divorce can be an emotional and challenging time. Establishing a support system can help you cope with the stress and emotions that come with it. Reach out to friends and family, join a support group, or consider seeing a therapist.

Step 9: Determine Your Post-Divorce Goals

When preparing for a divorce, it’s important to consider your post-divorce goals. Start by asking yourself what you want your life to look like after the divorce. Consider your career, living arrangements, and personal goals.

Step 10: Organize Your Documents

Organizing your documents is essential when preparing for divorce. Start by making copies of all important documents, such as tax returns, deeds, and insurance policies. Consider creating a digital backup of all documents for safekeeping.

Step 11: Create a Divorce Timeline

Creating a divorce timeline can help you stay organized and on track during the divorce process. Consider outlining important dates, such as filing deadlines and court appearances. This will help you prioritize tasks and stay on top of important deadlines.

Step 12: Take Care of Yourself

Last but not least, taking care of yourself is crucial when preparing for divorce. It’s important to prioritize self-care during this stressful time. Make sure to exercise regularly, eat well, and get enough sleep. Consider trying stress-reducing activities such as meditation or yoga.


Preparing for divorce can be overwhelming, but by following these 12 steps, you can feel more in control and prepared for the process. Remember, taking proactive steps to prepare for your divorce can help make the process smoother and less stressful.

Deborah Kelly

Deborah Kelly

As a proud single mom who has seen it all, I encourage others by sharing my experiences & curating content on divorce, adoption, child & spousal support. My passion also includes spending quality time with my kids and giving back to my community.

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